Quick Facts

particular	details
Medium of instructions English	Mode of learning Self study, Virtual Classroom	Mode of Delivery Video and Text Based

Course overview

Personal Finance & Investment Planning Course online certification is designed by Board Infinity, an online educational platform that will help learners succeed to achieve their professional goals. The Personal Finance & Investment Planning Course online classes by Board Infinity are for learners who wish to learn about financial concepts so that they can begin their personal finance and investment journey.

Personal Finance & Investment Planning Course online classes contain more than 10 hours of comprehensive digital video-based learning tools are included in each class, along with case studies and assignments that focus on assisting learners in developing customized investment plans. Learners will be able to walk through the ideas of personal finance planning and have a grasp of how to plan for both short- and long-term investment goals after completing this course. Learners will gain a thorough understanding of concepts such as personal finance management, traditional investment, alternative investment, SIP, equities, bonds, real estate, gold bonds, asset diversification, sovereign bonds, recurring deposit, fixed deposit, tax planning under section 80C, SEBI control, and many others by the end of this course.

Course and certificate fees

certificate availability

Yes

certificate providing authority

Board Infinity

Who it is for

Entrepreneur Accountant Financial advisor Financial analyst Finance executive

What you will learn

Financial management

After completing the Personal Finance & Investment Planning Course certification, learners will obtain a deeper understanding of the ideas and practices of personal finance and investment planning. Learners will be introduced to basic concepts of finance to comprehend terminologies and procedures. Learners will gain an understanding of traditional investments such as fixed deposits, gold binds, real estate, physical gold, recurring deposits, and alternative investments such as AIFs, InvITs, and commodities, as well as personal finance management, and investment planning, personal risk, and asset diversification. Learners will also learn about SIPs, insurance, mutual funds, and section 80C tax planning.

The syllabus

Introduction to Personal Finance

Need for Personal Finance Management
Income tax planning with special emphasis on section80C of the Income Tax Act
Assessment of personal risk profile
Introduction to different asset classes and investment options available
Reading your Salary slips

Insurance

Separating investment from insurance
Importance of taking up Life Insurance, esp. Term Insurance
Other categories of life insurances
Selection of good medical insurance with key riders such as critical illness

Mutual Funds

History of Mutual Funds in India
Discussion about SEBI control, professional management and increasing transparency in the sector
Kinds of Mutual Funds – Equity, Debt, Balanced, Money Market Funds, etc
Selection of funds basis your risk profile
Importance of diversification

Traditional Investment Assests with special focus on overall portfolio allocation

Discussion on traditional investment options, covering the following:
- Savings and post office deposits
- Recurring deposits
- Fixed deposits
- Corporate Deposits
- Gilt Funds
- Sovereign Bonds
- Gold bonds
- Physical gold
- Real estate
- Equities
Interest rate regime in India–on a declining curve and how it affects your investment decision-making
Why is equity investment necessary and how to invest in equities
The necessity of disciplined investment to ensure less risky and steady returns
Investing in equities in such volatile times shrouded by the COVID-19 scare

Alternative Investment

REIT
InvIT
commodities
AIFs
Structured Products

Assest Diversification

Tax planning and Section 80C

Detailed discussion on each investment option available under Chapter VI of the Income Tax,1961
The Old Tax Regime vs the New One- How to plan your finances
Managing your tax and investment together