Credit Risk Management in Banking by State Bank of India via Edx: Fee, Duration, How to Apply

Quick Facts

particular	details
Medium of instructions English	Mode of learning Self study	Mode of Delivery Video and Text Based	Learning efforts 3-5 Hours Per Week

Course overview

In the Credit Risk Management in Banking online course, you will learn the essentials of credit risk management used by banks. It is a great curriculum for bankers who want to become Credit underwriters or Credit analysts. It will equip you with the knowledge of credit risk management’s aspects and build your confidence. Since it is an intermediate-level course, prior knowledge of the credit risk management basics is sufficient to understand the syllabus.

Credit Risk Management in Banking certification syllabus will dive into significant domains regarding credit risk management. These include using financial management tools like cash flow analysis, ratio analysis, and fund flow analysis, selecting a borrower, and reading financial statements. It will also talk about the income earned through credit.

The Credit Risk Management in Banking programme will be taught by the State Bank of India’s expert faculty. It is a 6-week training programme and offers a verified certification. You can audit the training without any fee payment or choose additional benefits with the paid track.

Course and certificate fees

Type of course

Free

Credit Risk Management in Banking program offers unlimited access and graded materials through its paid track, which costs Rs.12,286. If you only want to audit the course, there is no fee.

Fee structure

Course Name	Fee in INR
(Audit track)	Free
(Paid verified track)	Rs.12,488

certificate availability

Yes

certificate providing authority

State Bank of India

certificate fees

₹12,488

Who it is for

Bank clerk

The Credit Risk Management in Banking programme training is designed for bank branch manager who want to become credit underwriters or credit analysts.

Eligibility criteria

Before enrolling for the Credit Risk Management in Banking certification course, you should be familiar with the basic topics of credit risk management.

What you will learn

Financial management

Completing the Credit Risk Management in Banking programme will give you in-depth knowledge about:

The role credit risk management plays in lending decisions
Obligor selection
Cash flow, ratio analysis, and fund flow
Application of credit risk management in strategic decisions
Credit portfolio management
Credit rating system
Basel norms
Mitigating credit risk by reading a balance sheet

The syllabus

Introduction

About the course
Brief Objectives
Relevance

Module 1: Principles of Risk Management

Introduction to Credit Risk Management:
Classification of Credit Risk – Credit Spreads
Credit Risk assessment tools
Types and mitigants of Concentration and Transaction Risk Management
Micro & Macro Business environment

Module 2: Basel Accords and its implications; Credit Risk Loss Distribution

Credit Risk Models Basel I/II/III/IV Guidelines
Approaches of Credit Risk
PD, LGD, EAD, CEL
External Ratings
Credit Scoring and Retail Credit Risk Management
Credit Derivatives

Module 3: Credit process, credit selection

Credit Analysts Skills/Role
Credit risk in selection of borrower
Character, Capacity, Collateral, Capital and Condition
Counter Party Credit Risk.

Module 4: Application of Credit Risk Measurement: Reading financial Statement and Economics of Credit

Basic Accounting Principles and Concepts
Accounting Standards
Financial Statement Analysis, Profit and Loss account / Balance Sheet

Module 5: Credit Risk management – Mitigation tools

Financial Assessment Tools
Trend Analysis
Ratio Analysis
Cash Flow Statement
Fund Flow Statement

Module 6: Strategic credit decision making, management of Credit Portfolio and Credit Rating System

Selection of Collateral
Negotiation for Covenants
Spread Risk, Portfolio Credit Risk, Structured Credit Risk
Various Credit Risk Models,
Risk Adjusted Return on Capital & Return on Risk Weighted Assets
Capital Asset Pricing Model (CAPM), Weighted Average Cost of Capital

Admission details

You can begin your admission procedure for the Credit Risk Management in Banking certification program at the official course website.
On the course page, understand the details and course requirements before clicking on ‘Enroll now’. Fill in the on-screen information to sign in/sign up.
Next, select between two available options: a paid enrolment or a free enrolment. If you select the paid enrolment, you need to pay the required fees. Else, you are enrolled after selecting the free track.

Filling the form

You can sign up for the Credit Risk Management in Banking online course to enrol. There is no application form. For this, the edX website will need your country of residence, your name and a public username, your email ID and a password of your choice. The email will be verified before account creation. You can also use your Facebook, Google, or other accounts like Apple or Microsoft to sign in.

How it helps

If you aspire to become a Credit underwriter or a Credit analyst, edX’s Credit Risk Management in Banking certification is the right course for you. The certificate would add significant value to your resume or job profile, allowing recruiters to discover you more quickly. The curriculum also offers free enrolment and the opportunity to learn from experienced educators from SBI.