Sanskriti University B.Com Admissions 2025
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Bachelor of Commerce in Banking and Insurance or commonly known as BBI is a specialization of commerce related to the banking and insurance sectors. B.Com BBI course comprises the study in detailed concepts related to banking, bank laws, insurance laws, accounting and risk management. B.Com in banking and insurance is a three-year undergraduate degree that follows the semester pattern and comprises six semesters.
While pursuing B.Com in banking and insurance, aspirants will be provided with detailed knowledge of the commerce sector, specifically related to banking and insurance. The course of banking and insurance in bachelors is well structured in a way that it provides deep training in the sector of banking and commerce. While pursuing BBI, candidates not only get theoretical and practical knowledge but, also learn the new trends in the field of banking and insurance. Candidates will be given a reality check through insights related to banking and insurance.
Also Read: Banking and Insurance Course
Students who are passionate about banking or commerce can opt for BBI in their undergraduate bachelor’s degree after completing their 10+2 or any equivalent exam. It is not mandatory that aspirants from the commerce stream can only opt for this B.Com in banking and insurance course, as applicants from the science stream can also apply for this course. By pursuing this course, aspirants can bring dynamic reforms in the field of banking and insurance.
Also Read: Insurance Course
B.Com in Banking and Insurance (BBI): Highlights
Also Read: B.Com
Particulars | Values |
Degree Name | B.Com in Banking and Insurance |
Degree Type | Undergraduate |
Degree Duration | Three years |
Eligibility Criteria | 10+2 |
Admission process | Direct admission or based on the entrance examination |
Fees for the entire duration | Rs. 40,000 to Rs. 5,00,000 |
Average Salary | Rs 2 lakhs per annum to Rs. 6 lakhs per annum (approx.) |
Job profiles | Accountant, Asset Manager, Risk manager, Cashier, Insurance manager, Risk analyst, Auditor |
Employment area | Bank, insurance firms, finance advising firms, marketing agents |
Candidates can go through the sets of conditions that are required for getting admission in banking and insurance courses at undergraduate or bachelors degree levels.
In order to be eligible for granting admission in B.Com in banking and insurance, candidates have to be 12th qualified from any recognized board.
Candidates from Science and commerce stream can apply for the banking and insurance course for the undergraduate programme.
Aspirants are required to secure a minimum of 50 per cent aggregate marks in their 10+2 with mandatory subjects i.e. Mathematics and English as core subjects.
Candidates must note that the aforementioned eligibility criteria may vary according to institutes. As every institute has its own set of eligibility criteria for granting admission to BBI (B.Com in Banking and Insurance).
Candidates must go through the skills required or preferred for pursuing banking and insurance courses in their undergraduate.
General awareness | Knowledge of laws and regulations |
Interest in mathematics | Quantitative aptitude |
Logical reasoning | Problem-solving attitude |
Critical thinking | Leadership qualities |
Communicative skills | Quantitative ability |
Aspirants are advised to go through the list of subjects they will be taught during the BBI degree course duration.
Environment & Management of Financial Services | Financial Services Management |
Principles of Management | Organizational Behavior |
Macro Economics | Taxation of Financial Services |
Introduction to Computers | Universal Banking |
Effective Communication | Strategic Management |
Micro Economics | Corporate Law's and Law Governing Capital Markets |
Management Accounting | Entrepreneurship Management |
Quantitative Methods | Equity Debt, Forex and Derivatives |
Financial Accounting | Central Banking |
Business Law | International Business |
Laws relating to Banking and Insurance | International Banking Finance |
Financial Management | Security Analysis and Portfolio Management |
Customer Relationship Management | HRM |
IT | Business Ethics and Corporate Governance |
Auditing | Turnaround Management |
Candidates can go through the semester-wise syllabus of banking and insurance course in bachelors which they are taught during the course study duration from the table below.
Semester 1 | |
Environment and Management of Financial | Economics – I (Micro) |
Principles of Management | Quantitative Methods – I |
Effective Communication – I | Introduction to Computer System |
Semester 2 | |
Principles and Practices of Banking Insurance | Economics – II |
Financial Accounting | Quantitative Methods – II |
Effective Communication – II | Business Law |
Semester 3 | |
Laws Governing Banking and Insurance | Customer Relationship Management in Banking and Insurance |
Financial Management – I | Information Technology in Banking and Insurance |
Management Accounting | Taxation of Financial Services |
Semester 4 | |
Universal Banking | Corporate Law and Laws Governing Capital Markets |
Financial Management – II | Financial Markets |
Innovations in Banking & Insurance | Cost Accounting of Banking and Insurance |
Semester 5 | |
Marketing in Banking & Insurance | Financial Reporting and Analysis |
Financial Services Management | Security Analysis and Portfolio Management |
International Banking & Finance | Auditing |
Semester 6 | |
Strategic Management | Central Banking |
International Business | Business Ethics and Corporate Governance |
Human Resource Management in Banking & Insurance | Special Studies in Banking and Insurance (Projects) |
This undergraduate degree is offered by various private, government, deemed universities across the country. The admission to the BBI course mostly depends upon the merit cum performance basis. There are some universities or institutes across the country which hold their own entrance test and personal interview to grant admission in banking and insurance courses in their bachelor's degree. Candidates who are interested and seeking admission in B.Com degree of banking and insurance courses have to apply for admission after completing their class 12th from any recognised board.
Also Read: List of Colleges for B.Com in Banking and Insurance
As per the preferences of colleges, applicants can fill out the banking and insurance application form for their undergraduate in more than one institute by fulfilling their eligibility criteria and paying the requisite application fee. As per the candidate's performance in the entrance exam for the banking and insurance programme for the respective institutes. Candidates after fulfilling all admission requirements will be granted admission in the B.Com in banking and insurance programme of the respective institutes to which they applied for.
Aspirants are advised to go through the average fees which they have to spend to get admission in bachelor’s of commerce in banking and insurance specialisation before planning their studies. Money is the primary thing to be considered before admission, so, studies should be planned as per the monetary load that can be dealt with. The fees of the B.Com in banking and insurance vary institution-wise, from one to another.
The details of the fee structure of banking and insurance courses can be easily obtained from the college's official website which aspirants are applying for. The college fees of government colleges or institutes are relatively lower than the private ones. Candidates can go through the average banking and insurance course of UG from the table below.
Course Fee
Minimum fees | Maximum fees | ||
Private | Government | Private | Government |
Rs. 11.42 thousands | Rs. 2.86 thousands | Rs. 8.07 Lakhs | Rs.13.41 lakhs |
The fees of B.Com in banking and insurance depend upon various factors like:
Accreditation of the institute/college
The reputation of the college
Institute/college location
Infrastructure
Facilities provided
Scholarships are provided for students
India is one of the top emerging economies in the world. For the economic development of the country financial bodies like stock markets, banking, organization of insurance play a major role. This led to a wider career scope for aspirants after pursuing B.Com in banking and insurance. In India, a person with fundamental but important knowledge of banking and insurance is always in huge demand.
Aspirants who have qualified for their B.Com in banking and insurance can work in either the private or government sector related to banking and insurance field. As both sectors will be opened for B.Com aspirants. Aspirants after completing their degree can get lucrative job offers in the field related to banking and commerce.
Candidates can either opt for further studies or they can grab the opportunities after their BBI. There are various opportunities available for BBI graduates in banks, insurance advisor firms, and government offices. The grabbing of the job roles totally depends upon the calibre, the skill sets, the passion of an aspirant towards their work. It is expected that in the coming years, we can see growth in the demands of BBI graduates. So, aspirants should develop better skills and understanding of banking and insurance while pursuing their BBI.
Some of the top job profiles are:
Accountant | Investment Analyst |
Asset Manager | Trade advisor |
Trade risk manager | |
Cashier | Stock analyst |
Insurance manager | Loan Officer |
Risk analyst | Marketing Manager |
Auditor | Marketing Agent |
Employment areas after BBI are:
Banks | Educational Institutes |
Business Schools | Credit Companies |
Insurance firms | Savings and Loan Associations |
Trade consultancy firms | Indian Civil Services |
Investment advisory firms | Aviation Industry |
With globalisation and development in the economic sector of India, bankers and insurance agents are in huge demand. Candidates after opting for banking and insurance in their graduate can earn a handsome salary, depending upon their calibre, and work experiences. The salaries of the BBI graduates also depend upon the job position, institutes in which one has pursued his or her degree, and location of the job.
The average starting pay scale after successful completion of B.Com in banking and insurance may vary around Rs. three lakhs to five lakhs based on their work and performance. After spending some time and gaining experience in the field of banking and insurance, candidates can earn well in various big MNCs. Candidates can go through the below-mentioned role of jobs along with the average starting salary for these lucrative jobs after pursuing a B.Com in banking and insurance.
Average salary offered after B.Com in Banking and Insurance (BBI)
Job profile | Average salary offered (annually) |
Accountant | Rs. 3 lakhs - Rs. 6 lakhs |
Professor | Rs. 3 lakhs - Rs. 6.5 lakhs |
Auditor | Rs. 4 lakhs - Rs. 7 lakhs |
Investment banker | Rs. 4 lakhs - Rs. 10 lakhs |
Trade risk manager | Rs 3 lakhs - Rs. 8 lakhs |
Loan manager/officer | Rs 4 lakhs - Rs. 8 lakhs |
Insurance manager | Rs. 3 lakhs - Rs. 7 lakhs |
Also Read:
Bachelor of Commerce in Banking & Insurance or commonly known as BBI is a specialization of commerce regarding banking and insurance.
B.Com in Banking and Insurance is basically of 3 years degree duration. As this degree follows the semester exam type, it comprises six semesters.
Candidates must go through the skills required or preferred for pursuing banking and insurance courses in their undergraduate.
General awareness
Interest in mathematics
Logical reasoning
Critical thinking
Communicative skills
Persuasive capacity
Knowledge of laws and regulations
Quantitative aptitude
Problem solving attitude
Leadership qualities
Numeracy skills
The average starting pay scale after successful completion of B.Com in banking and insurance may vary around INR 3 lakhs to 5 lakhs based on their work and performance. After spending some time and gaining experience in the field of banking and insurance, candidates can earn well in various big MNCs.
Hello
If you are aiming for the CAT exam this year and considering joining the fourth year, it might be a good idea if you are confident in managing both your academic workload and CAT preparation .
However, the CAT exam is competitive and balancing your BCom studies and preparation might be challenging.
If you think you can handle the extra year and need more time for focused preparation , joining the fourth year could provide that but you should also evaluate your current academic commitments and your ability to stay consistent with CAT preparation .
Hope this gives you the clarity you need.
You can find the BCom 2nd semester question papers for 2023 from Guru Nanak Dev University (GNDU) on various websites. Here are some options:
- GNDU Official Website: You can visit the official GNDU website
- GNDU Question Papers Website: There's a dedicated website for GNDU question papers, where you can find papers for various courses, including BCom.
- Other Websites: Some other websites, like University Paper, also provide GNDU question papers, including BCom 2nd semester papers for 2023.
Some of the papers available for BCom 2nd semester 2023 include:
- Advanced Financial Accounting
- Business Economics
- Commercial Laws
- Functional Management
- Punjabi Compulsory
Please note that availability and authenticity of question papers on these websites may vary. It's always best to verify with the official GNDU website or contact the university directly for confirmation.
Hello Smriti,
Balancing Chartered Accountancy (CA) studies with a B.Com program requires a college with flexible attendance policies. Here are some steps to help you find a suitable college near Ranchi:
Research Colleges : Explore B.Com colleges in and around Ranchi, such as:
Contact Administration : Reach out to the administration of these colleges to inquire about their attendance policies and any provisions for CA students.
Consider Distance Education : Look into universities offering B.Com through distance learning, which can provide the flexibility needed for CA preparation.
Network with Peers : Connect with current CA students in Ranchi to gather insights on how they manage their studies and which colleges they recommend.
By following these steps, you can identify a college that accommodates your CA preparation needs.
Hope you find it useful !
The admission process for BA and BCom typically involves the following steps:
1. Eligibility: Completion of 10+2 with required minimum marks.
2. Application: Online registration, document submission, and fee payment.
3. Selection: Based on merit or entrance exams.
4. Counseling: Shortlisted candidates undergo counseling and document verification.
5. Fee Payment: Pay the admission fee to secure the seat.
6. Commencement of Classes: Classes begin in the academic year, usually in July or August.
The process can vary by institution, so it's important to check specific college or university websites for details.
Hello there,
The main difference between B.Com Regular and B.Com Finance and Accounts lies in their focus areas:
B.Com Regular :
B.Com Finance and Accounts :
In short, B.Com Regular provides a wider perspective of commerce, while B.Com Finance and Accounts is more focused on financial and accounting practices.
I hope this answer helps you. If you have more queries then feel free to share your questions with us we will be happy to assist you.
Thank you and wishing you all the best for your bright future.
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