DAY NULM Full Form

DAY NULM Full Form

Edited By Team Careers360 | Updated on Feb 27, 2023 02:26 PM IST

What is full form of DAYNULM?

DAY-NULM stands for Deen Dayal Antyodaya Yojana - National Urban Livelihood Mission. This is a program of the Department of Housing and Urban Affairs that focuses on reducing the poverty and vulnerability of poor urban households. This article provides facts about DAY-NULM. Candidates for various government exams should read the articles carefully and study the general awareness section of those exams.

NULM - National Urban Life Mission - Overview

The National Urban Livelihoods Mission program was launched by the Ministry of Housing and Urban Poverty Alleviation on 24th September 2013.NULM will replace the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY), known in Hindi as Rashtriya Shahari Ajivika Mission.It focuses on organizing the urban poor into strong grassroots organizations by enhancing sustainable livelihood opportunities through skills development. It aims to help the poor build self-employment by bringing them into market-based employment and ensuring easy access to credit.Missions will be conducted in all county seats and all other cities with a population of 100,000 or more, according to the 2011 Census.DAY-NULM covers urban populations identified by states and federal territories as living below the poverty line in urban areas. Target beneficiaries are the urban poor (street vendors, slum dwellers, homeless, rag pickers), the unemployed and the disabled.. They also won the prestigious SKOCH Governance Gold Award and includes the following sub-programs to promote urban poverty:

  • Social Mobilization and Organizational Development – SM&ID

  • Employment by qualification and placement – EST&P

  • Capacity Building and Training – CBT

  • Self Employment Program – SEP

  • Urban Homeless Protection Program – SUH

  • Street vendor support – SUSV

  • Innovative and Special Projects - ISP

Why are National Urban Life missions necessary?

Economic development and urbanization are closely related. Such cities are now points of economic growth in the country as they account for more than 60% of its GDP. According to the 2011 Indian Census, the city's population is currently at 377 million, an increase of 31% compared to 2001.

The Report on Working Conditions and Livelihood Opportunities in the Unorganized Sector (NCEUS, 2007), published by the National Commission on Enterprises in the Unorganized Sector (NCEUS, 2007) in August 2007, By 2005, 92% of all workers in India worked in the informal economy.

The informal sector consists largely of the unorganized non-agricultural sector. Combined with the low levels of education and skills in this sector, workers cannot capitalize on opportunities in emerging markets.

As most of the poor work in the informal sector, the risk of eviction, confiscation of goods, harassment and lack of social security is always present. Even without a lack of income, these city dwellers lack access to sanitation and their well-being is compromised by social exclusion, crime and violence, and unsafe environmental conditions.

Aspects of urban poverty can be broadly divided into three categories:

  • Housing vulnerability (access to land, shelter, basic services, etc.)

  • Social vulnerability (disadvantages due to factors such as gender, age, social class, lack of social protection, lack of voice or participation in government structures);

  • Occupational vulnerabilities (livelihood insecurity, reliance on the informal sector for employment and income, lack of secure employment, poor working conditions, etc.). These vulnerabilities are interrelated. Some urban poor areas are more at risk concerning the above classifications. These include women, children, the elderly, SCs, STs, minorities and persons with disabilities, who deserve priority attention.

  • A similar program, the DAY-NRLM National Rural Livelihood Mission, is run by the Department of Rural Development for Rural Development and Livelihoods. Learn more about DAY-NRLM on the linked page.

NULM Program - Mission

  • The National Urban Livelihoods Mission (NULM) is a comprehensive program launched by the Government of India to empower the urban poor and alleviate poverty in urban areas. The mission aims to provide a sustainable path towards improved livelihoods and a better quality of life for the urban poor by addressing their economic and social needs.

  • The NULM program focuses on empowering the urban poor through access to gainful self-employment and skilled wage employment opportunities. It also aims to provide shelter and essential services to the urban homeless population in a phased manner. Additionally, the mission addresses the livelihood concerns of urban street vendors by facilitating access to suitable spaces, institutional credit, social security, and skills training to help them take advantage of emerging market opportunities.

  • The program targets to cover 790 cities and towns across India and is implemented by the Ministry of Housing and Urban Affairs. The mission's ultimate goal is to build strong grassroots level institutions for the poor and to sustainably improve the lives of the urban poor through empowerment and access to opportunities.

National Urban Life Mission- Objectives

Providing support to the urban poor, their institutions, and the machinery involved in the development of livelihoods and poverty alleviation programs

  • Providing urban poor people with improved and expanded livelihood options

  • To develop skills to take advantage of the growing market-based employment opportunities offered by emerging urban economies.

  • The establishment of micro-enterprises by individuals and groups in the urban poor will be trained and supported

  • Provide urban homeless populations with permanent 24-hour shelters including basic amenities such as water supply, sanitation, safety, and security as well as basic infrastructural facilities

  • By providing special sections and special services to housing facilities that cater to the needs of particularly vulnerable urban homeless segments, such as dependent children, the elderly, disabled, mentally ill, and recovering patients, etc.

  • Its mission is to establish strong rights-based links with other projects that address the needs of urban homeless people, including their access to food, health care, and education.

  • Assuring that homeless individuals have access to various entitlements, such as social security pensions, PDS, ICDS, feeding programs, drinking water, sanitation, identity, financial inclusion, school admission, etc., and affordable housing for them.

  • Address the livelihood concerns of urban street vendors by facilitating their access to appropriate facilities, institutional credit, social security and skills to access new market opportunities.

DAY- NULM component

  • The NULM program has two components. Rural India and urban India each have their own.

  • The urban component is called Deen Dayal Antyodaya Yojana and is implemented by the Ministry of Housing and Urban Poverty Alleviation.

  • The rural component called Deen Dayal Upadhyaya Grameen Kaushalya Yojana is implemented by the Ministry of Rural Development.

Subsectors of NULM

  • Social Mobilization and Institutional Development – SM&ID

  • DAY-NULM envisions universal social mobilization of the urban poor in self-help groups (SHGs) and their associations.

  • Target vulnerable segments of the urban population, including SCs, STs, minorities, female-headed households, particularly vulnerable occupational groups such as the disabled, the poor, migrant workers, street vendors, ragged pickers and domestic workers. The emphasis is on mobilizing. , beggars, construction workers, etc.

Employment by Qualification and Placement – EST&P

  • This component focuses on helping the urban poor develop and upskill by providing training and increasing their capacity for self-employment and dependent employment.

  • ESTP is intended to train the urban poor according to market demand for skills and targets the urban poor at risk of employment.

Capacity Building and Training – CBT

  • The main objective is to transform the role of the Department of Housing and Urban Affairs and the government agencies responsible for urban poverty alleviation into providers of quality technical assistance in the field of urban living and urban poverty alleviation.

  • Intended to provide technical and financial assistance at national, state and city levels.

Self-Employed Program – SEP

It focuses on providing financial support to urban poor individuals and groups to start self-employed and micro enterprises that fit the skills, education, capabilities and local conditions.

Shelter Program for Urban Homeless - SUH

The main purpose of the Urban Homeless Shelter Program (SUH) is to provide shelter and all other essential services to the poorest members of the urban community.

Shelters must be permanent 24/7 all-weather shelters with basic communal facilities such as water, sanitation, electricity, kitchen, and shared recreational areas. It also ensures connectivity with Anganwadi, PHC, orphanages, other social welfare programs, etc.

City Street Vendor Support - SUSV

The DAY-NULM program, under the National Urban Livelihoods Mission, has a special component dedicated to providing social security and support for vulnerable groups such as women, SC/ST and minorities, as well as upskilling street vendors, micro-enterprise development, credit enablement and urban planning. This component is also intended to promote Innovative and Special Projects (ISP) that aim to create sustainable approaches to urban living through public-private-community partnerships, demonstrate promising methodologies, or have a significant impact on urban poverty through scalable initiatives.

This component of the DAY-NULM program is designed to support new and innovative projects that have the potential to create a lasting impact on the lives of the urban poor. The initiatives under this component are groundbreaking in nature and aim to create a new paradigm in urban living through sustainable, scalable, and impactful solutions. These projects will be implemented through public-private-community partnerships and will demonstrate promising methodologies and approaches to addressing urban poverty.

Benefits of the NULM program to the urban poor include:

The National Urban Livelihoods Mission (NULM) offers a comprehensive range of programs to empower the urban poor and alleviate poverty in urban areas. These include:

  • Self-Employment Program: The program provides access to bank loans at an interest rate of 7% for urban poor individuals who wish to start their own business or small enterprise. Individuals can get project bank loans up to INR 2,000 to start up individual micro-enterprises and urban poor groups can get project bank loans up to INR 10,000.

  • Self-Help Groups: All Self-Help Groups (SHGs) of the urban poor are eligible for bank loans at an interest rate of 7%. Women members of SHGs who repay their loans on time will receive an additional 3% interest subsidy, effectively reducing the interest rate to 4%.

  • Urban Street Vendors: The NULM program aims to educate and support street vendors through the development of seller's markets, sales zones, and informal sector markets with infrastructure and civic facilities such as paving, water supply, solid waste treatment facilities, lighting, and storage spaces.

  • Small Business Development and Financing: The program supports small business development and financing through access to bank loans, credit enablement, and other support services.

  • Homeless Protection Program: As part of the NULM program, DAY-NULM provides financial support for the construction, operation, and management of permanent shelters for the homeless, equipped with essential services to enable the urban homeless to live a decent life.

In summary, the National Urban Livelihoods Mission (NULM) program offers a wide range of services that are designed to empower the urban poor and alleviate poverty in urban areas through self-employment, skill development, credit enablement, and infrastructure development. The program focuses on building strong grassroots level institutions for the poor, creating opportunities for self-employment, and addressing livelihood concerns of the urban poor.

Frequently Asked Questions (FAQs)

1. What is the NULM scheme?

By building strong grassroots institutions for the poor to enable access to self-employment and skilled wage employment opportunities, it will reduce the poverty and vulnerability of urban poor households and build a sustainable base. lead to measurable improvements in their lives.

2. When did DAy-NULM start?

The National Urban Livelihoods Mission program was launched by the Government of India's Housing and Urban Poverty Alleviation Department on 24th September 2013. NULM replaces the existing Swarna Jayanti Shahari Rozgar Yojana (SJSRY), known in Hindi as Rashtriya Shahari Ajivika Mission.

3. What is NULM's goal?

NULM aims at universal coverage of the urban poor for technology development and credit provision. Aim to upskill the urban poor for market-based jobs and self-employment to facilitate easy access to credit.

4. What are Daily NULM Grants?

The difference between the 7% annual rate and the prevailing interest rate is provided to the bank in NULM. Interest subsidies are granted only if the loan is repaid on time. For this purpose, a suitable certificate is obtained from the bank.

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