Hi Aspirant, For undergraduate you need SAT and for MS or masters you have GRE and for MBA you need GMAT.

TOEFL and IELTS for english

SAT: https://collegereadiness.collegeboard.org/sat/register

GRE: https://www.ets.org/gre

GMAT: https://start.gmat.com/register

TOEFL: https://www.ets.org/toefl

IELTS: https://www.ielts.org/

Kindly talk to the bank directly if you wish to get loan for your study and you can also approach your college because generally the colleges/universities have the tie ups with the banks.

Good Luck!!!!

Hi Naveen,

Yes, you can pay the loan back on the back even though you don't have a job after your graduation. But most of the banks provide a relaxation period of 3 to 5years from your graduation day to paying back the loan. In these periods you can search and grab a job and can start paying post joining.

Repayment starts after a 'moratorium period' or 'repayment holiday', that is, one year after the end of studies or six months after getting a job, whichever is earlier. The borrower must have a repayment strategy in place before EMIs start.

CAPITALISE ON PROVISIONS

Student borrowers get many relaxations. These can be used to make the repayment smoother.

Start by reducing expenses. Margin money-a percentage of expenses that you pay while the bank pays the rest-is required on all loans above Rs 4 lakh. The rule is 5 per cent for studying in India and 15 percent for studying abroad. However, many banks relax this rule for meritorious students.

Refer this link to know all the details
https://scripbox.com/blog/worried-about-your-education-loan-repayment-here-are-6-easy-ways-to-pay-the-debt-off