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Quick Facts
| Medium Of Instructions | Mode Of Learning | Mode Of Delivery |
|---|---|---|
| English | Self Study | Video and Text Based |
Course Overview
This course on Management of Commercial Banking certification course by Swayam deals with the various issues and risks faced by commercial banks, such as broad functions, regulations, bank performance measures, valuation of the stock, asset-liability management, and so on. The prime focus is on managing commercial bank risks like credit risk, interest rate risk, and liquidity risk.
IIT Kharagpur, the institute offering this FDP, has created the Management of Commercial Banking certification syllabus to ensure that it covers all the essential topics. Candidates will discuss banking activities like management of deposits, investments, bank liquidity, lending activities, bank capital, and off-balance activities.
Candidates will also learn about the different non-interest income activities undertaken by banks, financial guarantees, and the mechanisms used for foreign exchange management. The Management of Commercial Banking training program is an online course available for a free audit, and it has no prerequisites. This is an elective-type course in Management Studies.
The Highlights
- 12 assignments
- Proctored exam
- 12 weeks duration
- Free audit
- Course of completion
- IIT Kharagpur offering
- Management Studies course
- Comprehensive curriculum
- Experienced instructor
Programme Offerings
- Elective-type course
- Management Studies
- 12 weeks
- Certificate
- assessments
- UG/PG level
- AICTE approved
- FDP
- IIT Kharagpur course
Courses and Certificate Fees
| Fees Informations | Certificate Availability | Certificate Providing Authority |
|---|---|---|
| INR 1000 | yes | IIT Kharagpur |
- Swayam provides the Management of Commercial Banking program free of cost.
- You need to pay the Management of Commercial Banking certification fee only if you wish to obtain the certificate.
Management of Commercial Banking fee structure
Course | Total Fee |
Management of Commercial Banking | Free |
Management of Commercial Banking certification | Rs. 1000 |
Eligibility Criteria
The Management of Commercial Banking by Swayam does not have any prerequisites, and all candidates interested in learning about the functioning of commercial banks can join the programme.
Candidates who wish to receive the Management of Commercial Banking certification by NPTEL, Swayam, and IIT Kharagpur must attain the minimum average score in the assignments and final exam.
What you will learn
After completing the Management of Commercial Banking online course, candidates will be able to:
- Define the various types of commercial banks and their functions
- Identify various mechanisms used for earning by commercial banks
- Become aware of the mechanisms for foreign exchange management
- Perform an evaluation of banks’ balance sheets
- Measure financial performance
Who it is for
The intended audience for this course on Management of Commercial Banking by Swayam consists of Economics, MBA and Commerce students.
Admission Details
- To register for the Management of Commercial Banking classes by Swayam, click on this link: https://onlinecourses.nptel.ac.in/noc22_mg24/preview
- There is an option to “Register” at the top right corner. Click on it.
- If you already have an account, you can log in directly or use your Facebook/Microsoft/Google account to log in.
- You can also create a new account by giving your necessary details like username, email ID, and password.
- Once you've completed the registration process, you can start the course on the portal.
Application Details
Candidates do not need to fill an offline/online application form to take admission in the Management of Commercial Banking online course. All they have to do is sign up on Swayam by entering their username, email ID, and password.
The Syllabus
Module-I: Functions, Regulation, Financial Statements and Performance
- Functions and Forms of Commercial Banking
- Regulations of Commercial Banking
- Banks’ Financial Statements
Module-I: Functions, Regulation, Financial Statements and Performance
- Profitability Measures
- Efficiency Measures
- Stability Measures
- Liquidity Measures
- Loan Quality Measures
Module-II: Valuation of Securities and Commercial Bank Risk
- Pricing of Bank Stocks
- Pricing of Fixed Income Securities of Commercial Banks
Module-II: Valuation of Securities and Commercial Bank Risk
- Risk management process
- Risk types: Credit risk, Market risk, Operational risk, Liquidity risk, Solvency risk, Legal risk
- Risk measures
Module-III: Asset-Liability Management (ALM): Management of Interest Rate Risk
- Static Gap Analysis
- Earnings sensitivity analysis
- Duration Gap analysis
- Economic value of equity sensitivity analysis
Module-III: Asset-Liability Management (ALM): Management of Interest Rate Risk
- Use of Futures, Options, Swaps, and Other Hedging Tools in ALM
- Risk management using Asset-Backed Securities and Credit Derivatives
Module-IV: Management of Lending Activities of Commercial Banks
- Lending Functions
- Loan Policy
Module-IV: Management of Lending Activities of Commercial Banks
- Loan Pricing
- Credit Evaluation Process for Industrial and Retail Loans
Module-V: Managing Investment Portfolios and Liquidity of Commercial Banks
- Investment Alternatives
- Evaluation of Investment Risk
- Investment Strategy
Module-V: Managing Investment Portfolios and Liquidity of Commercial Banks
- Estimation of Liquidity Needs
- Funds Management of Liquidity
- Optimum Bank Liquidity
Module-VI: Management of Liabilities, Capital and Off-Balance Sheet Activities of Commercial Banks
- Management of Deposits and other liabilities
- Role of Bank Capital
- Capital Adequacy
- Capital Standards
Module-VI: Management of Liabilities, Capital and Off-Balance Sheet Activities of Commercial Banks
- Financial Guarantee
- Derivatives
- Trade Finance
- Foreign Exchange
Evaluation process
To get the certificate, candidates must obtain an average assignment score of >= 10/25 in the average of their best eight assignments out of 12. They also must ensure to get >= 30/75 marks in the final exam. The weightage of these marks is 25% and 75% respectively.
Further, the total score of the candidates must be >= 40/100, to receive the Management of Commercial Banking certification.
Instructors
IIT Kharagpur Frequently Asked Questions (FAQ's)
Yes, candidates can apply for jobs in the banking and finance sector after this course.
The curriculum for this program is of the UG/PG level.
The curriculum, which is well-researched and comprehensive, is divided into six modules. Each module is spread over two weeks and covers all the industry-relevant topics.
This course has no prerequisites and is open to all those who wish to pursue a career in the banking and finance sector.
There is no enrollment fee. The course is available for a free audit. You have to pay the fee only if you want to get the certificate.