Question : Swachh Toycathon Competition 2022 was launched in India by Ministry of______________.
Option 1: Finance
Option 2: Commerce and Industry
Option 3: Housing and Urban Affairs
Option 4: Culture
Correct Answer: Housing and Urban Affairs
Solution : The correct option is Housing and Urban Affairs.
The Ministry of Housing and Urban Affairs launched the Swachh Toycathon as part of the Swachh Amrit Mahotsav. This competition aligns with the National Action Plan for Toys (NAPT) and Swachh Bharat Mission Phase II, aiming to discover innovative solutions for creating toys from recycled materials. The Centre for Creative Learning, IIT Gandhinagar, serves as the knowledge partner for this initiative.
Answer laterQuestion : Which of the following financial institutions of India protects the interests of the investors and facilitates the functioning of the stock market intermediaries?
Option 1: Small Industries Development Bank of India(SIDBI)
Option 2: India Infrastructure Finance Company Ltd (IIFCL)
Option 3: National Housing Bank (NHB)
Option 4: Securities and Exchange Board of India (SEBI)
Correct Answer: Securities and Exchange Board of India (SEBI)
Solution : The correct option is the Securities and Exchange Board of India (SEBI).
The Securities and Exchange Board of India (SEBI) is the financial organization in India that safeguards investor interests and promotes the smooth operation of stock market intermediaries. The Indian securities industry is governed by SEBI.
Question : Which program focuses on providing housing for the rural poor in India?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: National Rural Health Mission (NRHM)
Option 3: Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
Option 4: Rashtriya Swasthya Bima Yojana (RSBY)
Correct Answer: Pradhan Mantri Awas Yojana (PMAY)
Solution : The correct answer is (a) Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India with the aim of providing affordable housing to all eligible beneficiaries, including the rural poor. The scheme has both urban and rural components, with a specific focus on addressing the housing needs of the economically weaker sections (EWS), low-income groups (LIG), and marginalized communities.
Under the PMAY, financial assistance is provided to eligible beneficiaries in the form of interest subsidies, credit-linked subsidies, and affordable housing loans. The program aims to promote inclusive and sustainable housing development in rural areas, improve living conditions, and enhance the overall quality of life for the rural poor.
PMAY has different components such as Pradhan Mantri Awas Yojana - Gramin (PMAY-G) and Pradhan Mantri Awas Yojana - Urban (PMAY-U), with each component focusing on the specific housing needs of rural and urban areas, respectively.
Question : As of 2023, LPG subsidy to domestic consumers under the PAHAL Scheme is given by______.
Option 1: Ministry of Petroleum and Natural Gas
Option 2: Ministry of Housing and Urban Affairs
Option 3: Ministry of Finance
Option 4: Ministry of Consumer Affairs
Correct Answer: Ministry of Petroleum and Natural Gas
Solution : The correct answer is the Ministry of Petroleum and Natural Gas.
The Ministry of Petroleum and Natural Gas introduced the PAHAL scheme to solve the issues related to the lack of accountability and leakage in LPG subsidies. Pradhan Mantri Ujjwala Yojana scheme targets to provide LPG connections to rural women of below-poverty-line households.
Question : Choose which of the following statements is true.
Option 1: Debentures Redemption Reserve is set aside by all the companies except All India Financial Institutions regulated by RBI and Banking Companies.
Option 2: Amount is set aside to Debentures Redemption Reserve by Unlisted Companies which are not Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs).
Option 3: Amount is set aside to Debentures Redemption Reserve by all Unlisted Companies.
Option 4: Debentures Redemption Investment is made by the companies required to set aside amount to Debentures Redemption Reserve.
Correct Answer: Amount is set aside to Debentures Redemption Reserve by Unlisted Companies which are not Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs).
Solution : Answer = amount is set aside to Debentures Redemption Reserve by Unlisted Companies which are not Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs).
The amount is set aside for Debentures Redemption Reserve by Unlisted Companies which are not Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs) only. Unlisted companies, excluding NBFCs and HFCs, are required to set aside an amount to the Debentures Redemption Reserve as per regulatory requirements.
Hence, the correct option is 2.
Question : Which infrastructure sector includes pipelines, dams, and reservoirs?
Option 1: Water infrastructure
Option 2: Housing infrastructure
Option 3: Cultural infrastructure
Option 4: Technological infrastructure
Correct Answer: Water infrastructure
Solution : The correct answer is (a) Water infrastructure
The infrastructure sector that includes pipelines, dams, and reservoirs is water infrastructure. Water infrastructure refers to the physical structures, systems, and facilities that are designed to manage and provide access to water resources for various purposes.
Pipelines are part of water infrastructure as they are used for the distribution of water, such as transporting water from sources to treatment plants or delivering water to different locations for consumption or irrigation.
Dams and reservoirs are also essential components of water infrastructure. They are constructed to store and regulate water supply, primarily for purposes like irrigation, hydropower generation, flood control, and water resource management.
Water infrastructure involves the development and maintenance of water supply systems, water treatment plants, wastewater management systems, irrigation networks, and related infrastructure. Its primary focus is on ensuring the availability, quality, and efficient management of water resources for domestic, agricultural, industrial, and environmental purposes.
Question : Which of the following Ministries releases the "Ease of Living Index" in India?
Option 1: Ministry of Social Justice and Empowerment
Option 2: Ministry of Housing and Urban Affairs
Option 3: Ministry of Finance
Option 4: Ministry of Skill Development and Entrepreneurship
Correct Answer: Ministry of Housing and Urban Affairs
Solution : The correct option is the Ministry of Housing and Urban Affairs.
The "Ease of Living Index" in India is released by the Ministry of Housing and Urban Affairs. This index assesses the quality of life and the impact of various development projects in cities across the country. It considers factors such as infrastructure, housing, sanitation, healthcare, education and more to rank cities based on their overall livability.
Question : What is a major challenge in interpreting the social structure of the Harappan civilization?
Option 1: The absence of monumental architecture
Option 2: The lack of clear social stratification indicators
Option 3: The scarcity of written records describing social hierarchy
Option 4: The uniformity of housing and public buildings
Correct Answer: The scarcity of written records describing social hierarchy
Solution : A major challenge in interpreting the social structure of the Harappan civilization is the scarcity of written records describing social hierarchy, making it difficult to understand the roles, statuses, and relationships within the society.
Question : Which of the following is not a type of financial market?
Option 1: Stock market
Option 2: Commodity market
Option 3: Housing market
Option 4: Labor market
Correct Answer: Labor market
Solution : The correct answer is (d) Labor market.
The labor market is not considered a type of financial market. The labor market refers to the supply and demand for labor, where individuals seek employment opportunities and businesses seek to hire workers. It is primarily concerned with the exchange of human capital (skills, labor, and expertise) rather than financial assets.
Question : Which among the following banks launched the "Gram Seva Program" across six states in India in October 2022?
Option 1: Industrial Credit and Investment Corporation of India
Option 2: Reserve Bank of India
Option 3: State Bank of India
Option 4: Housing Development Finance Corporation
Correct Answer: State Bank of India
Solution : The correct option is the State Bank of India.
The State Bank of India (SBI) launched the "Gram Seva Program" on Gandhi Jayanti 2022, targeting comprehensive village development in education, healthcare, livelihoods, and infrastructure.
