Question : Which of the following is not a function of the National Housing Bank?
Option 1: Regulating the housing finance sector
Option 2: Providing credit to the housing sector
Option 3: Developing housing infrastructure
Option 4: Regulating the stock market
Correct Answer: Regulating the stock market
Solution : The correct answer is (d). Regulating the stock market.
The National Housing Bank (NHB) is an apex financial institution in India that primarily focuses on promoting and regulating the housing finance sector. The NHB does not have a role in regulating the stock market. Stock market regulation is primarily overseen by the Securities and Exchange Board of India (SEBI), which is the statutory regulatory body for the securities and capital markets in the country
Answer laterQuestion : What was the primary challenge in resettling refugees after the partition of India?
Option 1: Language barriers
Option 2: Lack of employment opportunities
Option 3: Religious conflicts
Option 4: Housing shortages
Correct Answer: Housing shortages
Solution : The primary challenge in resettling refugees after the partition of India was housing shortages, as millions of people were displaced and needed accommodation.
Question : What are the three aspects or dimensions of rural development?
Option 1: housing, urban planning, economic
Option 2: agricultural, animal husbandry, horticulture
Option 3: drainage, roads, and airways
Option 4: social, economic, and political
Correct Answer: social, economic, and political
Solution : The three dimensions of rural development are as follows:
A: Social
B: Economical
C: Political
Hence option d is the correct answer
Question : Comprehension:
An endangered species is a type of organism that is threatened by extinction. Species become endangered for two main reasons: loss of habitat and loss of genetic variation. A loss of habitat can happen naturally. Dinosaurs, for instance, lost their habitat about 65 million years ago. The hot, dry climate of the Cretaceous period changed very quickly, most likely because of an asteroid striking the Earth. The impact of the asteroid forced debris into the atmosphere, reducing the amount of heat and light that reached Earth's surface. The dinosaurs were unable to adapt to this new, cooler habitat. Dinosaurs became endangered, then extinct. Human activity can also contribute to a loss of habitat. Development for housing, industry, and agriculture reduces the habitat of native organisms. This can happen in several different ways.
Development can directly eliminate habitat and native species. In the Amazon rainforest of South America, developers have cleared hundreds of thousands of acres. To "clear" a piece of land is to remove all trees and vegetation from it. The Amazon rainforest is cleared for cattle ranches, logging, and urban use. Development can also endanger species indirectly. Some species, such as fig trees in the rainforest, may provide habitat for other species. As trees are destroyed, species that depend on that tree habitat may also become endangered. Tree crowns provide habitat in the canopy, or top layer, of a rainforest. Plants such as vines, fungi such as mushrooms, and insects such as butterflies live in the rainforest canopy. So do hundreds of species of tropical birds and mammals, such as monkeys. As trees are cut down, this habitat is lost. Species have less room to live and reproduce.
Based on the passage above, choose the correct option for the following question.
Question
Which of the following do not live in the canopy of the Amazon rain forests?
Option 1: Monkey
Option 2: Crocodiles
Option 3: Vines
Option 4: Butterflies
Correct Answer: Crocodiles
Solution : The correct choice is the second option (refer to the second paragraph).
Crocodiles are not typically found in the canopy of the Amazon rainforest; they are more associated with aquatic habitats. The other options—monkeys, vines, and butterflies—are mentioned in the passage as species that live in the canopy of the rainforest.
Therefore, the right answer is, crocodiles.
Question : Meri Policy Mere Hath scheme was launched by________Ministry of India in 2022.
Option 1: Human Resource Development
Option 2: Social Justice and Empowerment
Option 3: Housing and Urban Affairs
Option 4: Agriculture and Farmer's Welfare
Correct Answer: Agriculture and Farmer's Welfare
Solution : The correct option is Agriculture and Farmer's Welfare.
The Ministry of Agriculture and Farmers Welfare has initiated the "Meri Policy Mere Hath" campaign, a doorstep distribution drive to deliver crop insurance policies to farmers under the Pradhan Mantri Fasal Bima Yojana (PMFBY). This campaign is designed to guarantee that every farmer is well-informed about crucial details regarding their policies, including information on land records, the claims process and grievance redressal procedures under PMFBY.
Question : Which of the following is not a type of financial market?
Option 1: Stock market
Option 2: Commodity market
Option 3: Housing market
Option 4: Labor market
Correct Answer: Labor market
Solution : The correct answer is (d) Labor market.
The labor market is not considered a type of financial market. The labor market refers to the supply and demand for labor, where individuals seek employment opportunities and businesses seek to hire workers. It is primarily concerned with the exchange of human capital (skills, labor, and expertise) rather than financial assets.
Question : Which of the following poverty alleviation programs focuses on the provision of affordable housing to the urban poor?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: Swachh Bharat Abhiyan
Option 3: National Rural Health Mission (NRHM)
Option 4: Integrated Child Development Services (ICDS)
Correct Answer: Pradhan Mantri Awas Yojana (PMAY)
Solution : The correct answer is (a) Pradhan Mantri Awas Yojana (PMAY).
The Pradhan Mantri Awas Yojana (PMAY), also known as the "Housing for All" scheme, is a poverty alleviation program in India that focuses on providing affordable housing to the urban poor. The aim of PMAY is to ensure that every eligible urban household has access to a pucca house with basic amenities by the year 2022 .
PMAY provides financial assistance and subsidies to eligible beneficiaries to construct, purchase, or renovate houses. The program has two components: Pradhan Mantri Awas Yojana (Urban) and Pradhan Mantri Awas Yojana (Gramin). The urban component focuses on affordable housing for the urban poor, including economically weaker sections (EWS) and low-income groups (LIG), while the rural component focuses on providing houses to eligible beneficiaries in rural areas.
Question : Statement 1: Urbanization rates in India, Pakistan, and China have been steadily declining.
Statement 2: Rapid urbanization has resulted in various challenges such as housing shortages and environmental pollution.
Option 1: Both statements are true.
Option 2: Both statements are false.
Option 3: Statement 1 is true, Statement 2 is false.
Option 4: Statement 2 is true, Statement 1 is false.
Correct Answer: Both statements are false.
Solution : The correct answer is (b). Both statements are false.
Statement 1 is false. Urbanization rates in India, Pakistan, and China have been steadily increasing in recent years. In fact, the World Bank estimates that by 2030, more than half of the population in these three countries will live in urban areas.
Statement 2 is also false. While rapid urbanization can lead to challenges such as housing shortages and environmental pollution, these challenges can be managed through careful planning and investment.
In fact, urbanization can also bring many benefits, such as increased economic growth, improved access to education and healthcare, and a more diverse and vibrant society.
Question : Comprehension:
An endangered species is a type of organism that is threatened by extinction. Species become endangered for two main reasons: loss of habitat and loss of genetic variation. A loss of habitat can happen naturally. Dinosaurs, for instance, lost their habitat about 65 million years ago. The hot, dry climate of the Cretaceous period changed very quickly, most likely because of an asteroid striking the Earth. The impact of the asteroid forced debris into the atmosphere, reducing the amount of heat and light that reached Earth's surface. The dinosaurs were unable to adapt to this new, cooler habitat. Dinosaurs became endangered, then extinct. Human activity can also contribute to a loss of habitat. Development for housing, industry, and agriculture reduces the habitat of native organisms. This can happen in several different ways.
Development can directly eliminate habitat and native species. In the Amazon rainforest of South America, developers have cleared hundreds of thousands of acres. To "clear" a piece of land is to remove all trees and vegetation from it. The Amazon rainforest is cleared for cattle ranches, logging, and urban use. Development can also endanger species indirectly. Some species, such as fig trees in the rainforest, may provide habitat for other species. As trees are destroyed, species that depend on that tree habitat may also become endangered. Tree crowns provide habitat in the canopy, or top layer, of a rainforest. Plants such as vines, fungi such as mushrooms, and insects such as butterflies live in the rainforest canopy. So do hundreds of species of tropical birds and mammals, such as monkeys. As trees are cut down, this habitat is lost. Species have less room to live and reproduce.
Based on the passage above, choose the correct option for the following question.
Question
According to the passage, which of the following are the two main reasons for species becoming endangered species?
Option 1: Loss of sunlight and Loss of water
Option 2: Loss of roads and loss of hunting grounds
Option 3: Loss of habitat and Loss of genetic variation
Option 4: Acid rain and floods
Correct Answer: Loss of habitat and Loss of genetic variation
Solution : The right choice is the third option (refer to the first paragraph).
The passage explains that species become endangered primarily due to two factors:
- Loss of Habitat: This refers to the reduction or destruction of the natural environment where a species lives. For example, the passage mentions how the dinosaurs lost their habitat due to climate change following an asteroid impact.
- Loss of Genetic Variation: Genetic diversity is crucial for a species to adapt to changing environments and to resist diseases. When there's a reduction in genetic variation, a species becomes more vulnerable to environmental changes.
Therefore, the two main reasons for species becoming endangered are loss of habitat and loss of genetic variation.
Question : Comprehension:
An endangered species is a type of organism that is threatened by extinction. Species become endangered for two main reasons: loss of habitat and loss of genetic variation. A loss of habitat can happen naturally. Dinosaurs, for instance, lost their habitat about 65 million years ago. The hot, dry climate of the Cretaceous period changed very quickly, most likely because of an asteroid striking the Earth. The impact of the asteroid forced debris into the atmosphere, reducing the amount of heat and light that reached Earth's surface. The dinosaurs were unable to adapt to this new, cooler habitat. Dinosaurs became endangered, then extinct. Human activity can also contribute to the loss of habitat. Development for housing, industry, and agriculture reduces the habitat of native organisms. This can happen in several different ways.
Development can directly eliminate habitat and native species. In the Amazon rainforest of South America, developers have cleared hundreds of thousands of acres. To "clear" a piece of land is to remove all trees and vegetation from it. The Amazon rainforest is cleared for cattle ranches, logging, and urban use. Development can also endanger species indirectly. Some species, such as fig trees in the rainforest, may provide habitat for other species. As trees are destroyed, species that depend on that tree habitat may also become endangered. Tree crowns provide habitat in the canopy, or top layer, of a rainforest. Plants such as vines, fungi such as mushrooms, and insects such as butterflies live in the rainforest canopy. So do hundreds of species of tropical birds and mammals, such as monkeys. As trees are cut down, this habitat is lost. Species have less room to live and reproduce.
Based on the passage above, choose the correct option for the following question.
Question
Which of the following words is the ANTONYM of the word 'native' used in the passage?
Option 1: Original
Option 2: Domestic
Option 3: Exotic
Option 4: Born
Correct Answer: Exotic
Solution : The correct choice is the third option.
Native refers to something that originates from a particular place or is naturally occurring there. And its antonym, exotic, means something that is not native and comes from a foreign place.
The meanings of the other words are:
- Original: This refers to something being the first of its kind or the source from which copies are made. It emphasises the uniqueness of something.
- Born: This is often used to describe the beginning of life or existence.
- Domestic: This word usually pertains to something related to the household or the home country. It can also mean something that is not foreign or wild.
Therefore, the right answer is, exotic.
