Hello aspirant,
The decision solely rests upon you.
With your qouted score it is obvious that you won't be getting any govt. Medical college. You may get a private but only through management quota which will cost you 1-1.5 crore for your whole education.

So if you are sure that you can score above 500 marks in need then you can drop a year .

You can also predict your chances of getting admission into medical college on basis of neet score using the link given below-
https://medicine.careers360.com/neet-college-predictor?icn=QnA&ici=qna_answer

Regards
Madhur

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