Question : As of 2023, Which of the following schemes is available to people in the age group of 18 to 50 years and provides risk coverage of 2 lakh in case of death of the insured, due to any reason, at an annual premium of 436?
Option 1: Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJY)
Option 2: Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Option 3: Pradhan Mantri Shram Yogi Maan-Dhan Yojana (PM-SYM)
Option 4: Pradhan Mantri Vaya Vandana Yojana (PMVVY)
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Correct Answer: Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJY)
Solution : The correct answer is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJY).
Pradhan Mantri Jivan Jyoti Bima Yojana is a government-backed life insurance scheme that was introduced in May 2015 by Prime Minister Narendra Modi in Kolkata. As of 2023, The scheme consists of a one-year cover, renewable from year to year, and this life insurance scheme covers death due to any reason. This scheme is launched for the age group between 18 and 50 years. The insurer of the scheme will get a cover of Rs 200000, and the premium for this scheme is Rs 436.
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