Question : Assertion: Personal Disposable Income (PDI) represents the income available to individuals for consumption and savings after deducting personal income taxes.

Reason: Personal Disposable Income (PDI) is calculated by subtracting personal savings from personal income.

Option 1: Both Assertion and Reason are true, and the Reason is the correct explanation of the Assertion.

Option 2: Both Assertion and Reason are true, but the Reason is not the correct explanation of the Assertion.

Option 3: Assertion is true, but the Reason is false.

Option 4: Assertion is false, but the Reason is true.


Team Careers360 6th Jan, 2024
Answer (1)
Team Careers360 25th Jan, 2024

Correct Answer: Assertion is true, but the Reason is false.


Solution : The correct answer is (c) Assertion is true, but the Reason is false.

The Assertion is true. Personal Disposable Income (PDI) does represent the income available to individuals for consumption and savings after deducting personal income taxes. PDI is a measure that reflects the portion of income that individuals have at their disposal after accounting for taxes.

However, the Reason is false. Personal Disposable Income (PDI) is not calculated by subtracting personal savings from personal income. PDI is calculated by subtracting personal income taxes and other compulsory deductions (such as social security contributions) from total personal income. Personal savings are not directly subtracted from personal income to obtain PDI.

Therefore, the correct answer is (c) Assertion is true, but the Reason is false.

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