Hello aspirant,

Hope you are doing well

Sorry but 195 marks is a very low score for admission in Government College as well as in Private Colleges. According to the previous year's cut off candidates from OBC category required 550+ score in NEET. But do not loose your hopes you can either try to score well in next year or you can choose other medical courses such as BPT or BPharm. There are few colleges in Karnataka in which you might get admission for these courses. To know about these courses, read the article mentioned below

https://www.careers360.com/courses/bpt-bachelor-of-physiotherapy

https://www.careers360.com/courses/b-pharma-bachelor-of-pharmacy

Drop you queries for more information

Good luck!!