Correct Answer: PAYABLE

Solution : Given:
CAPABILITIES

Now let's compare all the option words with the word CAPABILITIES –
First option: PLATE; All the letters of PLATE are present in the word CAPABILITIES.
Second option: TILE; All the letters of TILE are present in the word CAPABILITIES.
Third option: PALATE; All the letters of PALATE are present in the word CAPABILITIES.
Fourth option: PAYABLE; Y is not present in the word CAPABILITIES .

So, from the above, only PAYABLE cannot be formed from the letters of the word CAPABILITIES. Hence, the fourth option is correct.