Hello, Hope you are doing well
Yes off course you can apply for UPSC CDS exam being a Commerce graduate but the point is that you are only eligible to apply for IMA & OTA and if you have Physics and Mathematics as subjects in your 12th then you can apply for AFA too.
For navy only B.Tech holders are eligible and there no percentage criteria at all.
To know more about UPSC CDS exam,syllabus & pattern visit link given below
https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwiym72er835AhUHu5UCHQJbD5IQFnoECAcQAQ&url=https%3A%2F%2Fcompetition.careers360.com%2Farticles%2Fcds-eligibility-criteria&usg=AOvVaw2HKd5dmM9CZCmRBR48Licq
Hope it Helps,
Thanks.
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