Dear aspirant,

It is mandatory for a candidate to be a graduate from any recognized university on the date mentioned in the notification. Since they follow the rules strictly so it is difficult to consider you as graduate as on 1st January 2020. However, you don't need to be disappointed for this, keep preparing for SBI mains and do apply for IBPS vaccancies. The exams for this are scheduled to happen in December 2020. So, without thinking about this keep preparing for the exam.