for being eligible for SBI PO

Age Limit: The candidate must be 21 Years to 30 Years as on 01.04.2020 i.e. candidates must have been born between 02.04.1990 and 01.04.1999 (both dates inclusive)

Number of Attempts: The maximum number of chances are fixed for each category. Candidates who have used up all the chances are not eligible to apply. Appearing in Preliminary Exam is not counted as an attempt but appearing in Mains Exam is counted.

Rama, for being eligible for SBI PO, you need to be between 21 to 30 years . There is an age relaxation for Reserved Categories. If you are 20 years, you should turn 21 at least by April 1st, 2020. If you do not turn 21 by 1st April 2020, you might not be eligible for SBI PO.

But for IBPS PO, the minimum age limit is 20 years and so you qualify for appearing for IBPS exam. Regarding you studying our Final year graduation, Graduates with a Bachelor's degree in any discipline are eligible for both SBI PO and IBPS PO. And those who are appearing for their final year exams are also eligible. But their recruitment is subjective to fulfillment of the eligibility criteria required.

In short, you have to wait for SBI PO until next year but can appear for IBPS PO this year.