Hello,

Your application will be incomplete as long as you don't pay the application fee. If the amount was deducted but the application status is still incomplete then it means that the transaction has failed. The amount that was debited will be refunded to the same bank account within 3-10 working days. If you do not receive refund even after long time then you may contact the bank's customer executive and raise a ticket. You need to provide details such as transaction date, amount and transaction number. The refund will be initiated as per the timeline set by the bank.