Hello Aspirant,
Yes you can appear for IIT JAM because you aggregate of three years come out to be 62% so you are eligible for IIT JAM test.
Because as per the eligibility criteria one can appear for IIT JAM if he/she secures minimum of 55% aggregate scored in the last qualifying degree or 5.5 CGPA scored out of 10 for General/OBC category and minimum of 50% aggregate scored in the last qualifying degree or 5.0 CGPA scored out of 10 if you belongs to SC/ST/PwD category.
Now for different programs there are different eligibility criteria as per the subjects studied in graduation like for M.Sc.- PhD Dual Degree in Environmental Science and Engineering on needs to have anyone of Biology, Biotechnology, Chemistry, Mathematics and Physics for two years/four semesters, and anyone of the other four subjects for at least one year/two semesters.
And likewise for other courses, so you can check out detailed eligibility criteria from the link given below :-
https://university.careers360.com/articles/jam-eligibility-criteria
I hope this information helps you.
Good Luck!!
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