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Hello Sonali,
It depends upon you and your situation because if you want to study further and if your family is unable to afford this then, it is not a good decision, you should try to earn money from your hard working and with honesty and then you can study further from your own money but if your family background is good then, it is a good decision for you. But, you can appear in the both situation to check your level. So, appearing in the exam is a good decision for you. You can think about it in your own way and take your decisions yourself as you think what is right for you?
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All the best.
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