Hi aspirant,
Dropping a year would waste a lot of your time. Instead of that you should apply for college if you feel like not dropping a year. But it deoends on your choice whether you want to drop a year or not.
But with this score you wont be abke to secure a seat in top college.   There are many colleges that may accept your score and you may secure a seat. Some of them are-
National Institute of Agricultural Marketing (NIAM), Jaipur
IES Management College and Research Centre, Mumbai
Hope this helps.

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