I wasted 3+ years in just sleeping , crying&fear of not having capabilities to achieve anything . now i am age 20 and want to crack Sbi clerk in a year but feel it will be impossible as grammer is weak my potential is weak i have lots of responsibility burden as family fighting with health&financial

Ayush, it is really heary wrenching to hear of being demotivated at a quite young age. As much as we discuss about this, the change and passion for success should come from within you. We can just answer your question. But again if you have been preparing for Bank Exams from the age of 18, that shows your grit and determination. So what if you wasted 3 years of your life? You cannot bring back a day from those 3 years. Instead you will be adding extra days to those years as long as you feel demotivated or confused or upset. The world lives on thre Principle of Survival of the Fittest. Only those are brave, strong and determined, can win the race. The world is so fast paced that it doesnt remember people who have not achieved anything. So its time you pull up your socks rather than dwelling in the past. If you continue to do so, you will only be adding agony to your years. Today it has been 3 years and few months later it will be 4. You will just keep counting the no.of years you wasted instead of buckling up and preparing yourself. Problems do not confine thenselves to a single person. Every Individual has his/her share of problems. Only those who fight back can really make it big. I personally think there is no point in crying over spilt milk while there is hot cup of coffee on the table. As much as we discuss about this, it is you who has to pull up his socks and decide to move on and move ahead. If you think you are depressed, please see a Psychologist. But of it is just a phase, you need to buckle up.