Dear Naresh,
There are many aspects, that counts like what are your expenses, and how much you would save. Generally full time content writer earns from 15K-40K . And if you have good skills then you can even earn more than that.
Let's say you stay in rented house and the rent is nearly 5K and the other expanses 5k-10k . So you are left with 25K . And you know in this time of inflation saving is Necessary so saving 5K-10K and investing in SIP or stock market. With proper knowledge can help you gain good returns. So my advice would be get the job, and have learning attitude. Try to upskill yourself and then with time you will paid good amount and it can be decent for living.
Hope this information helps and
All the best for the journey ahead.!! :)
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