Hello,
The 2020 year was not the same for everyone. There were so many ups and downs in life. You said that you haven't gone to school or coaching. There is no problem but you need to understand that with this excuse life will be disturbed because competition exams are going to held in August 2021 and for getting a dream seat you need to study hard. If you think that you can't make it into colleges this year then it's ok, you can take a drop but make sure to work very very hard for your success.
Taking a drop is not a bad idea until or unless you are going to misuse the opportunity. The competition is very high so prepare well. It's high time now, stop wasting time and just study.
All the very best!
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