Hello Beena Singh
Don't worry about your 10th and 12th percentage but try to keep it 60 or above 60% as in many fields minimum requirements is 60% like in MBA.
But if we talk about banking field, for government banks you need to appear in Bank PO exam and if you clear it you can get a bank job, in case of private bank you can get into job through your degree and interview.
I'll suggest you to take commerce in class 11&12 and b.com or b.com hons in graduation if you want to go into banking sector as it would be helpful for you and give you an edge over others.
Also there's no condition for 60% in banking sector but try to score above 60% in class 12.
Hope this information would be helpful for you.
All the best for you future.
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