K.J. Somaiya will consider CAT 2017/XAT 2018/CMAT 2018/GMAT scores for admission. This will be followed by GD/PI and then Counselling. If you have a Bachelor Degree from a recognized university with the minimum percentage asked by KJ Somaiya and are able to secure a high percentile in one of these entrance exams, then you become eligible for subsequent rounds of selection.

The fact that you scored 66% in 10th and 69% in 12th becomes irrelevant then.

Cheers!

Having work experience is not mandatory so you should not worry about that. Also your academic records are not necessarily considered in all particpating institutes through CMAT.

The CMAT cutoff in K J Somaiya Institute of Management Studies & Research goes high. You will have to aim at getting above 99.2 percentile. Do not worry about the past academic records. If you do good in your exam and other selection rounds then you can have chances.

Good Luck.