Hello there!
Greetings!
Yes according to official notification by MoHFW  NEET BDS cutoff  has been lowered and now for general category it is 40th, while for SC/ST/OBC it is 30th percentile.
So with 38th percentile you are eligible for bds but you will not got a decent college.  May be you can get a seat in private colleges under management quota but even for that your chances are low because of your low percentile and huge competition for seat and yes it will cost you an arm and leg under management quota.
Thankyou

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