Hey Umesh,
A candidate applying for CAT exam must have a Bachelor's degree in any discipline with 50% marks or equivalent CGPA.
If the candidate belongs to Scheduled Caste (SC) or Scheduled Tribe (ST) or is a Person with Disability (PwD), then minimum criteria dips down to 45% or equivalent CGPA.
Now, coming to your question...
Your marks in 10th and 12th are decently good with regards to any board whatsoever. However, your graduation marks are not at par although it doesn't disqualifies you from taking CAT.
Now, by top B Schools, if you mean only the old IIMs i.e. (IIM A, B, C, L, K, I) then chances of admission are quite faint, but that doesn't mean its impossible.
Although the numbers are never disclosed, IIM A and C always allow the top few students of each domain with respect to CAT percentile for Personal Interviews.
Your graduation marks may act as an obstacle between your current position and your target, but by sheer hard work you can overcome it.
All that said, a lot other colleges also fall under top B School category and offer extremely well placements. More so, most of these colleges offer admission based on CAT percentiles.
So if your aim is to get admission into a top B School, its never too late, work hard, prepare well for your respective college exams (CAT / XAT / NMAT / TISSNET...) and you'll surely succeed.
Check out the following blogs to know more about B School Rankings.
https://bschool.careers360.com/colleges/ranking
https://bschool.careers360.com/colleges/ranking/2020
All the best for your future endeavors.
Hey,
At this time, you just need to focus on your CAT Preparation. See, the degree and marks you have attained cannot be changed. There are many other parameters which decide final selection of candidates.
You need to score exceptionally well in CAT Exam. This is because bachelors degree weightage is also taken into consideration where you can lag. So, prepare best for CAT and improve your other arenas. If you meet the cutoff for top B-Schools, you can surely get admission there. There will be no bar even if you have less marks in bachelors degree.
Know more about CAT over here: https://bschool.careers360.com/articles/cat
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