Question : The Pradhan Mantri Jan Arogya Yojana (PMJAY) aims to provide:
Option 1: Financial assistance for renewable energy projects
Option 2: Affordable health insurance to the economically vulnerable
Option 3: Infrastructure development for transportation networks
Option 4: Education grants for underprivileged students
Correct Answer:
Affordable health insurance to the economically vulnerable
Solution : The correct answer is (B) affordable health insurance to the economically vulnerable in India.
PMJAY, also known as Ayushman Bharat or the National Health Protection Scheme, is a flagship health insurance program launched by the Government of India. Its primary objective is to provide health insurance coverage to economically disadvantaged individuals and families. The scheme targets the vulnerable sections of society, including those below the poverty line and identified occupational categories.
Under PMJAY, eligible beneficiaries are provided with a health insurance coverage of up to INR 5 lakhs per family per year. The insurance coverage includes hospitalization expenses for various medical treatments and procedures, ensuring financial protection for individuals and families in times of healthcare emergencies.
The program aims to alleviate the financial burden of healthcare expenses and reduce out-of-pocket spending on medical treatments for the economically vulnerable. It strives to improve access to quality healthcare services and contribute to achieving the goal of universal health coverage in India.
