The academic qualification varies in all banking exams. In SBI PO, the eligibility criteria is, you should be a graduate and if you are in your final year of your graduation, you still can apply but before the interview, keep your documents ready.

The minimum age criteria is 21 years and not maximum than 30 years. There is 5 years relaxation for SC/ST category and 3 years for OBC.

You can check the complete eligibility criteria here .

Same goes for IBPS PO exam. A graduate degree and age criteria is the same as SBI PO.

You can check the eligibility criteria here for IBPS PO.

Let me know if you want to know for any specific exam.

Good Luck.