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Question :

When no specific asset but all assets (except those charged by way of fixed charge) are charged as security. A Floating Charge holder has a preference over an unsecured creditor for settling his claims, in the event of winding-up of the company.

Option 1: Fixed charge 

Option 2: Floating charge 

Option 3: Interest 

Option 4: Current assets 


Team Careers360 2nd Jan, 2024
Answer (1)
Team Careers360 3rd Jan, 2024

Correct Answer: Floating charge


Solution : Answer = Floating charge

In the event of a company winding up, a floating charge holder has a preference over unsecured creditors for settling claims. A floating charge is a security interest over a fluctuating pool of assets, allowing the company to continue operating and disposing of assets until the charge crystallizes, typically upon insolvency.
Hence, the correct option is 2.

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