Correct Answer: Overpopulation in urban areas

Solution : The correct answer is (d) Overpopulation in urban areas

While overpopulation in urban areas can pose challenges in terms of urban infrastructure and resource management, it is not directly related to rural development. Rural development primarily focuses on addressing challenges specific to rural areas and improving the well-being of rural communities.

The major challenges in rural development in India include:

a) Poverty and inequality

b) Lack of access to credit and financial services

c) Environmental degradation

Addressing these challenges requires targeted interventions and policies that focus on poverty alleviation, improving access to financial services, promoting sustainable environmental practices, and enhancing overall rural development.