Hi Akshay,
According to me, Bank Exam will be a better field to choose.
Now please go through this questionnaire in your mind and answer :
1. You want exposure to whole India or just Maharashtra
2. Are you comfortable to relocate across India?
3. Are you an Extrovert/Introvert?
4. What's is the area of your interest Banking or Service of Govt. ?
Why would you prefer Banking?
You can switch your job whenever you feel across India. Banking is secured field.
Why not MPSC?
You will work only in Maharashtra, you can get the chance to relocate but not outside the state.
Hope it helps, good luck!
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