Question : Which of the following institutions is responsible for regulating and supervising the functioning of housing finance companies in India?
Option 1: Securities and Exchange Board of India (SEBI)
Option 2: National Housing Bank (NHB)
Option 3: Reserve Bank of India (RBI)
Option 4: None of the above
Correct Answer: National Housing Bank (NHB)
Solution : The correct answer is (b). National Housing Bank (NHB)
The National Housing Bank (NHB) is an apex financial institution in India that specializes in housing finance. It was established by the Indian government to promote and regulate the housing finance sector in the country. NHB has the authority to oversee and regulate housing finance companies, ensuring compliance with regulatory guidelines and promoting stability in the housing finance market.
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