Correct Answer: High liquidity

Solution : The correct answer is (d). High liquidity

A savings bank account is designed to provide individuals with a safe place to deposit their savings while maintaining easy access to their funds. High liquidity means that the funds in a savings bank account can be readily accessed and withdrawn by the account holder whenever needed without any significant restrictions or penalties. This makes savings bank accounts a popular choice for individuals to park their emergency funds or maintain liquid savings for day-to-day expenses.