Correct Answer: Providing financial advice

Solution : The correct answer is (d) Providing financial advice.

While commercial banks may offer certain financial services and products, providing comprehensive financial advice is typically not a primary function of commercial banks. Commercial banks primarily engage in activities such as accepting deposits, lending money, facilitating payments and transfers, and offering various banking services.

Financial advice and advisory services are usually provided by specialized financial institutions such as investment banks, wealth management firms, and financial advisors. These entities are specifically equipped to offer personalized financial advice tailored to individual needs.