Correct Answer: Moneylenders

Solution : The correct option is Moneylenders .

Moneylenders are not a part of the formal institutional structure of rural banking. Moneylenders are typically informal, unregulated lenders who provide loans to individuals, including farmers, in rural areas. They operate independently and are not part of the formal banking system. In contrast, regional rural banks, commercial banks, cooperative banks, and land development banks are all part of the institutional structure of rural banking in various capacities.