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Question : Which of the following statements is true?

Option 1: Loans taken are secured by mortgage of the assets purchased is known as primary or principal security.

Option 2: Security given in addition to the primary or principal security is termed or known as Collateral Security. 

Option 3: Collateral security is realised by the lender only if the due amount (loan plus interest) cannot be recovered by realising the primary or principal security.

Option 4: All of the above 


Team Careers360 21st Jan, 2024
Answer (1)
Team Careers360 23rd Jan, 2024

Correct Answer: All of the above


Solution : Answer = All of the above

In loan agreements, assets purchased typically serve as the primary security. Additional security provided alongside is called collateral security. Collateral security is accessed by the lender only if the primary security is insufficient to cover the outstanding loan amount and interest.
Hence, the correct option is 4.

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