Correct Answer: 2005

Solution : The correct answer is 2005 .

​​​​​​2005 is defined as the International Year of Microcredit. The UN's declaration of 2005 as the International Year of Microcredit helped highlight the importance of microfinance as a tool for empowering individuals and communities, promoting gender equality and fostering economic development. It also encouraged governments, financial institutions and civil society organisations to support and expand microfinance initiatives worldwide.