Question : Which program aims to provide housing for all in rural areas?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: Pradhan Mantri Ujjwala Yojana (PMUY)
Option 3: Atal Pension Yojana (APY)
Option 4: Swachh Bharat Abhiyan
Correct Answer:
Pradhan Mantri Awas Yojana (PMAY)
Solution : The correct answer is (a) Pradhan Mantri Awas Yojana (PMAY).
The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme launched by the Government of India with the goal of providing affordable and quality housing for all eligible beneficiaries. It aims to ensure that every family in rural areas has a pucca house (a permanent and safe dwelling) by the year 2022.
Under the PMAY, eligible beneficiaries from economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) can avail of various financial assistance and subsidy schemes to construct, purchase, or enhance their homes. The scheme provides financial support, interest subsidies, and affordable loans to facilitate home ownership and improvement.
The PMAY also emphasizes the use of eco-friendly and sustainable construction practices, promoting the development of sustainable housing solutions in rural areas.
