Correct Answer: Pradhan Mantri Jan Dhan Yojana

Solution : The correct answer is (d) Pradhan Mantri Jan Dhan Yojana." The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship financial inclusion program launched by the Government of India. Its objective is to ensure that every household in India has access to basic banking services such as a bank account, a debit card, and access to credit and insurance facilities. The program aims to bring the unbanked population into the formal banking system, promote savings, enable direct benefit transfers, and foster financial literacy. PMJDY has been instrumental in expanding financial inclusion in India by opening millions of bank accounts for previously unbanked individuals and households.