Hello Seema,
I think BA (program) in regular is the best choice if you are preparing for civil services, as it covers your subjects of the exam.
I would recommend to do regular college than an open college as it will give you a lifetime experience, and you will regret after for not opting for regular college.
For your B plan, I am suggesting to become a professor in college which required MA and NET, and then make 3rd option to become a primary teacher.
Thank you....!!!
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