Hello Greetings

Considering your 82.58 percentile in CAT and 22 months of industry experience in IT and Financial analysis, you have several options for General Management PGDM or PGPM programs.

*Decent Colleges Accepting Low CAT Percentile:*

- _SPJIMR_: Offers PGDM and PGPM programs, accepting CAT scores, with a minimum eligibility criterion of 50% aggregate in graduation ¹ ².

- _SOIL_: Provides PGPM and PGDM programs, considering CAT scores, with a focus on experiential learning ³.

- Other institutes like _IMT Ghaziabad_, _XIMB_, and _IRMA_ might also accept candidates with lower CAT percentiles, but this may vary depending on the program and intake.

*Key Factors to Consider:*

- _Work Experience_: With 22 months of experience, you might be eligible for PGPM programs, which typically require more work experience than PGDM programs ¹.

- _Career Gap_: Explain your career gap effectively in your application, highlighting any relevant activities or skills gained during that period.

- _Profile-Based Selection_: Some institutes consider profiles, including work experience, academic background, and extracurricular activities, in addition to CAT scores ¹.

*Next Steps:*

1. Research the institutes mentioned above and their programs.

2. Review the eligibility criteria, admission process, and fees for each program.

3. Prepare your application, ensuring you effectively communicate your strengths, work experience, and career goals.

4. Be prepared for interviews, focusing on your profile, experience, and motivation for pursuing a PGDM or PGPM program.

Remember, a lower CAT percentile doesn't necessarily limit your options. Focus on showcasing your strengths, experience, and fit with the program to increase your chances of admission.

Have a great day