No! It's never late to start fresh. You can still do your best and improve in your own pace. You just need the determination to work. If you want to crack SBI CLERK exams, you surely can with your hard work and consistency. Firstly you have to make up your mind. If you really want something, you will surely work hard for it.
For more details about SBI CLERK exams, check out my previous answer. https://www.careers360.com/question-i-am-of-age-20-done-nothing-in-till-date-just-slept-no-goals-no-reading-habit-but-wants-to-crack-sbi-clerk-as-it-is-last-option-but-feels-it-is-late-to-start-from-scratch-with-fear-of-losing-fear-of-age-fear-of-capabilities-i-feels-i-am-to-late-to-start-now-and-also-my-friend-are-doing-well-i-lost
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