Question : Which of the following poverty alleviation programs focuses on the provision of affordable housing to the urban poor?
Option 1: Pradhan Mantri Awas Yojana (PMAY)
Option 2: Swachh Bharat Abhiyan
Option 3: National Rural Health Mission (NRHM)
Option 4: Integrated Child Development Services (ICDS)
Correct Answer: Pradhan Mantri Awas Yojana (PMAY)
Solution : The correct answer is (a) Pradhan Mantri Awas Yojana (PMAY).
The Pradhan Mantri Awas Yojana (PMAY), also known as the "Housing for All" scheme, is a poverty alleviation program in India that focuses on providing affordable housing to the urban poor. The aim of PMAY is to ensure that every eligible urban household has access to a pucca house with basic amenities by the year 2022 .
PMAY provides financial assistance and subsidies to eligible beneficiaries to construct, purchase, or renovate houses. The program has two components: Pradhan Mantri Awas Yojana (Urban) and Pradhan Mantri Awas Yojana (Gramin). The urban component focuses on affordable housing for the urban poor, including economically weaker sections (EWS) and low-income groups (LIG), while the rural component focuses on providing houses to eligible beneficiaries in rural areas.